WC
Who needs it
Companies with drivers or staff on payroll
What is covered
- Medical treatment
- Lost wages
- Rehabilitation
What is not covered
- Independent contractors, typically covered by Occupational Accident
- Off-the-job injuries
What drives the premium
- 01 Job classification
- 02 Payroll
- 03 State of operation
- 04 Claims history
Documents we request
- Payroll by classification
- Employee list
- Claims history
The exact scope of coverage depends on the policy issued by the insurance carrier.