CAL
Who needs it
Owner-operators, private carriers, for-hire carriers and fleets
What is covered
- Bodily Injury Liability
- Property Damage Liability
- Legal defense costs when applicable
- Compliance with required liability limits
What is not covered
- Damage to your own truck
- Cargo losses
- Intentional acts
- Excluded operations
What drives the premium
- 01 Driving history
- 02 Operating radius
- 03 Vehicle type
- 04 Driver experience
- 05 Safety record
- 06 Cargo type
- 07 Claims history
- 08 Requested limits
Documents we request
- USDOT Number
- MC Number (when applicable)
- Driver's License or CDL
- Vehicle information
- Current policy if available
The exact scope of coverage depends on the policy issued by the insurance carrier.