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Occupational Accident

Occupational Accident is the alternative protection for independent contractors who are not covered by workers' compensation.

OCC

Who needs it

Independent owner-operators

What is covered

  • Medical expenses
  • Accidental death
  • Disability
  • Rehabilitation benefits

What is not covered

  • Injuries outside the scope of work covered by the policy

What drives the premium

  • 01 Age
  • 02 Occupation
  • 03 Benefits selected

Documents we request

  • Contractor personal information
  • Contract with the motor carrier

The exact scope of coverage depends on the policy issued by the insurance carrier.

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