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Physical Damage

Physical Damage protects the insured truck against direct physical loss. It responds to your own unit, not to damage you cause to third parties.

PD

Who needs it

Financed trucks, leased equipment and owners protecting valuable assets

What is covered

  • Collision
  • Theft
  • Vandalism
  • Fire
  • Weather-related damage
  • Certain falling objects

What is not covered

  • Mechanical breakdown
  • Normal wear
  • Excluded causes

What drives the premium

  • 01 Truck value
  • 02 Deductible
  • 03 Repair costs
  • 04 Storage location
  • 05 Claims history

Documents we request

  • VIN
  • Truck value
  • Registration
  • Equipment details

The exact scope of coverage depends on the policy issued by the insurance carrier.

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